rubbing nickels » Investing and Saving http://rubbingnickels.com cutting back while moving forward ... Tue, 31 Jan 2012 20:59:05 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 Today’s Real Estate http://rubbingnickels.com/a-my-money/c-investing-and-saving/todays-estate/ http://rubbingnickels.com/a-my-money/c-investing-and-saving/todays-estate/#comments Sun, 06 Nov 2011 18:52:46 +0000 admin http://rubbingnickels.com/?p=15487

Real Estate decisions require knowledge. Better knowledge produces better investment decisions. Investments provide maximum Return on Investment with two essential factors:

Read the rest of this entry »

]]> http://rubbingnickels.com/a-my-money/c-investing-and-saving/todays-estate/feed/ 0 Introducing Greg’s Corner Lot http://rubbingnickels.com/a-my-money/c-investing-and-saving/introducing-greg%e2%80%99s/ http://rubbingnickels.com/a-my-money/c-investing-and-saving/introducing-greg%e2%80%99s/#comments Wed, 07 Sep 2011 22:06:52 +0000 admin http://rubbingnickels.com/?p=15089

Whereas a home used to be a place to raise a family in a nice neighborhood, Real Estate today is this PLUS a:

  • significant investment;

  • long-term financial commitment;

  • income tax shelter;

  • asset with risk (value decline) and reward (value growth);

  • high cost to maintain;

  • environmental (CO2) footprint impact.

Read the rest of this entry »

]]> http://rubbingnickels.com/a-my-money/c-investing-and-saving/introducing-greg%e2%80%99s/feed/ 0 Crazy About Money http://rubbingnickels.com/a-my-money/c-investing-and-saving/crazy-about-money/ http://rubbingnickels.com/a-my-money/c-investing-and-saving/crazy-about-money/#comments Thu, 07 Apr 2011 16:53:26 +0000 admin http://rubbingnickels.com/?p=13520

We are all crazy about money. We spend too much of it and save too little. We hoard it and we sink into debt over it. We lavish it and are stingy with it. We lie about it and fight over it. We think about it all the time and we avoid thinking about it at all.

Read the rest of this entry »

]]> http://rubbingnickels.com/a-my-money/c-investing-and-saving/crazy-about-money/feed/ 0 Understand and Improve Your Credit Score http://rubbingnickels.com/a-my-money/c-investing-and-saving/understand-improve/ http://rubbingnickels.com/a-my-money/c-investing-and-saving/understand-improve/#comments Thu, 17 Mar 2011 18:48:35 +0000 admin http://rubbingnickels.com/?p=13208

A good credit score can save you thousands of dollars in interest on everything from a home loan to a car loan, and from school loans to credit cards. But, how much do you really know about the factors that go into determining your credit score? A FICO (Fair Isaac Company) score, otherwise known as a credit score, is used by potential creditors to determine the financial trustworthiness of a consumer. Anyone who has a credit account has a FICO score.

Your FICO score is determined based on the following data:

  • Payment History = 35%

  • Amounts Owed = 30%


Read the rest of this entry »

]]> http://rubbingnickels.com/a-my-money/c-investing-and-saving/understand-improve/feed/ 0 The Best Towns for Easy Living http://rubbingnickels.com/a-my-money/c-investing-and-saving/towns-living/ http://rubbingnickels.com/a-my-money/c-investing-and-saving/towns-living/#comments Wed, 30 Jun 2010 01:18:33 +0000 admin http://rubbingnickels.com/?p=9114

If you live in one of the large, expensive metropolitan areas, you've probably fantasized about how much farther your dollar would go if you chose a different place to live. I remember distinctly when my husband and I...

Read the rest of this entry »

]]> http://rubbingnickels.com/a-my-money/c-investing-and-saving/towns-living/feed/ 0 Really Need a New Car? http://rubbingnickels.com/a-my-money/c-investing-and-saving/really/ http://rubbingnickels.com/a-my-money/c-investing-and-saving/really/#comments Sun, 16 May 2010 00:28:06 +0000 admin http://rubbingnickels.com/?p=7672

We understand. As frugal as you may be trying to be, it IS possible that you absolutely need a new car. Some people, drive their old "beaters" as a badge of honor. My girlfriend Karen has a Ford Expedition that is so old that the auto mirrors don't work.

Read the rest of this entry »

]]> http://rubbingnickels.com/a-my-money/c-investing-and-saving/really/feed/ 0 Book Review – Bargain Junkie: Living the Good Life on the Cheap http://rubbingnickels.com/a-my-money/c-investing-and-saving/review-bargain-junkie/ http://rubbingnickels.com/a-my-money/c-investing-and-saving/review-bargain-junkie/#comments Thu, 01 Apr 2010 23:51:55 +0000 admin http://rubbingnickels.com/?p=6672 http://rubbingnickels.com/a-my-money/c-investing-and-saving/review-bargain-junkie/feed/ 0 Giving Back without Giving Cash – Part 2 http://rubbingnickels.com/a-my-money/c-investing-and-saving/giving-back-part-2/ http://rubbingnickels.com/a-my-money/c-investing-and-saving/giving-back-part-2/#comments Fri, 20 Nov 2009 22:28:55 +0000 admin http://www.rubbingnickels.com/?p=3534 http://rubbingnickels.com/a-my-money/c-investing-and-saving/giving-back-part-2/feed/ 0 Investing and Saving http://rubbingnickels.com/a-my-money/c-investing-and-saving/investing-and-saving/ http://rubbingnickels.com/a-my-money/c-investing-and-saving/investing-and-saving/#comments Fri, 06 Mar 2009 20:13:34 +0000 admin http://www.rubbingnickels.com/blog/?p=189 http://rubbingnickels.com/a-my-money/c-investing-and-saving/investing-and-saving/feed/ 0