As the job market takes a tumble, many people are not in the regular work force but are finding other ways to bring in money. One way, Cottage Industry, is the production of goods and services in our homes. In the past, this meant that workers would take home raw materials such as cloth or wood from their place of work, and turn them into garments or tools to be sold by their employer. With the arrival of eBay as a place to sell goods and Craig’s List as a place to sell local services, there are many people who are able to work out of their homes in this way. Read the rest of this entry »

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Welcome to Rubbing Nickels!! You are here because you are concerned about your financial future (or you are related to us . We are here because while we were sleeping, literally, our nest eggs have been diminished, and our future income stream has become uncertain. This can be very scary. But this can also be an opportunity to simplify and slow down our hectic lives; to get back to basics; to be creative; and to prioritize our values.

It all starts with a plan. Plans help us achieve our personal and financial goals. Without plans, we often make impulsive decisions that can cause long-term financial damage. Rubbing Nickels is here to help you plan. We’ll post articles on money management, the “frugal family”, becoming “eco-thrifty” and how to get “good deals” every day.

Don’t miss our Meal Plan under the Frugal Family. This will take the stress out of family dinners and help you avoid depending on the more expensive and, most likely, less healthy take-out option. We offer many other ideas for saving money around the house so that you can start saving for that most pressing or desired item: a vacation, tuition, car repairs, or new furniture. Fill out our Budget Worksheet and Financial Goals Worksheet and you will be on your way towards achieving your goals!

Our content will change weekly so make sure to check back with us often to get our latest tips. Signing up for our newsletter will insure that you are kept up-to-date on new money saving and money generating ideas.

Please let us know what you think of Rubbing Nickels. Article suggestions are always welcome.

Darcy Ratner & Julie Arnheim, Founders, rubbingnickels.com

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At rubbing nickels, we love it when people get something for nothing. That’s the philosophy behind our Barter Corner. We’d like our Barter Corner to become an online community for trading items that we all need and want. Currently, we are offering a forum for Book Clubs to exchange books and a forum for cooks to exchange cookbooks. The cost to you should be minimal if you follow our instructions and ship the items media or book rate through the U.S. Postal Service.

If you want to participate in one or both of these forums, please feel free to post your items on our forums to see if you can find someone with whom to swap. If you do participate, please be patient with each other and allow a few weeks for items to arrive. Remember, doing things more frugally isn’t always the fastest way to do them, but it is often the most satisfying.

Happy trading!

How to wrap your books so they get there safe and sound!

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